First Time Buyers

Buying your first home…
EXCITING!

Buying your first home is an exciting AND stressful experience, but we can help!

Buying your first home is an exciting AND stressful experience, but we can help!

The First Steps...

Buying your first home can be scary but with Fish4Mortgage, home ownership can be fun.

We'll provide you with a 5-STAR TLC service, guiding you through the process until you get your house keys!

1

Book Appointment

1

Book Online or In person Meeting

The first step is to book an appointment with one of our friendly advisors, who will gather information such as your employment income and credit file

2

Finding your mortgage

2

Meet your friendly advisor

Once your adviser has assessed your affordability, they can start to find you the best deal and agree a deal in principle (DiP) with a lender. Whilst this does not commit you to the lender, it means you can show estate agents that you have been approved for a mortgage required to purchase a property.

3

Stress free mortgage

3

Receive a TLC Service

Mortgage rules mean that a lender is required to assess your affordability so should interest rates rise, the mortgage is still affordable.

One way to increase the amount of mortgage funds available is to lengthen the mortgage term, which will reduce the monthly payments and increase the amount of mortgage on offer. Don’t worry your advisor will explain

Help available online, in-person or over the phone

WhatsApp

Contact Us!

Costs Involved

Not only must you consider the cost of the house deposit, you must also take into account other costs.

Not only must you consider the cost of the house deposit, you must also take into account other costs.

Look below for a breakdown of the costs involved!

In partnership with

We help our customers stay in control of their credit file. Signup for a 1 Month FREE trial and see what our lenders see.

Check your Credit History as reported to Equifax, Experian & TransUnion

Look for differences in what’s been reported

Identify problem accounts, and take steps to minimise their impact

See the types of credit reported from your electric bill to your mortgage

View up to 6 years’ history of your repayment performance

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